Call reports 2021
FIRST COMMUNITY BANK — 2021
What FIRST COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,851,655,000 | 1,894,971,000 | 1,945,832,000 | 2,049,696,000 |
| Total loans | 1,430,756,000 | 1,503,572,000 | 1,541,575,000 | 1,588,051,000 |
| Allowance for loan losses | 16,736,000 | 17,462,000 | 17,759,000 | 17,896,000 |
| Securities available for sale | 241,307,000 | 252,773,000 | 247,646,000 | 271,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,518,972,000 | 1,556,714,000 | 1,605,781,000 | 1,713,819,000 |
| Interest-bearing deposits | 1,261,243,000 | 1,286,766,000 | 1,304,663,000 | 1,400,810,000 |
| Noninterest-bearing deposits | 257,729,000 | 269,947,000 | 301,118,000 | 313,009,000 |
| Equity capital | 159,495,000 | 166,561,000 | 172,638,000 | 177,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 19,750,000 | 39,274,000 | 58,797,000 | 78,538,000 |
| Interest expense | 3,619,000 | 6,999,000 | 10,150,000 | 13,037,000 |
| Net interest income | 16,131,000 | 32,275,000 | 48,647,000 | 65,501,000 |
| Noninterest income | 5,517,000 | 11,069,000 | 17,267,000 | 23,099,000 |
| Noninterest expense | 12,775,000 | 26,192,000 | 40,663,000 | 55,826,000 |
| Provision for loan losses | 1,250,000 | 2,000,000 | 2,300,000 | 2,600,000 |
| Pretax income | 7,689,000 | 15,222,000 | 23,021,000 | 30,432,000 |
| Income tax | 1,764,000 | 3,507,000 | 5,310,000 | 7,002,000 |
| Net income | 5,925,000 | 11,715,000 | 17,711,000 | 23,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,396,000 | 164,211,000 | 171,040,000 | 176,783,000 |
| Total capital | 175,132,000 | 181,673,000 | 188,799,000 | 194,679,000 |
| Risk-weighted assets | 1,529,476,000 | 1,633,839,000 | 1,690,717,000 | 1,746,321,000 |