Call reports 2020
FIRST COMMUNITY BANK — 2020
What FIRST COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,545,394,000 | 1,686,111,000 | 1,716,464,000 | 1,808,025,000 |
| Total loans | 1,197,148,000 | 1,287,803,000 | 1,343,368,000 | 1,380,016,000 |
| Allowance for loan losses | 12,823,000 | 15,248,000 | 15,483,000 | 15,774,000 |
| Securities available for sale | 213,131,000 | 222,259,000 | 220,855,000 | 235,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,225,497,000 | 1,345,719,000 | 1,370,237,000 | 1,468,202,000 |
| Interest-bearing deposits | 1,077,726,000 | 1,127,154,000 | 1,153,941,000 | 1,233,618,000 |
| Noninterest-bearing deposits | 147,771,000 | 218,565,000 | 216,296,000 | 234,584,000 |
| Equity capital | 139,478,000 | 150,886,000 | 155,176,000 | 158,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 17,886,000 | 38,127,000 | 56,141,000 | 74,201,000 |
| Interest expense | 4,902,000 | 9,529,000 | 13,870,000 | 17,980,000 |
| Net interest income | 12,984,000 | 28,598,000 | 42,271,000 | 56,221,000 |
| Noninterest income | 3,599,000 | 7,872,000 | 12,969,000 | 17,945,000 |
| Noninterest expense | 11,442,000 | 22,911,000 | 35,536,000 | 48,909,000 |
| Provision for loan losses | 600,000 | 3,250,000 | 3,700,000 | 4,850,000 |
| Pretax income | 4,655,000 | 10,461,000 | 16,279,000 | 20,561,000 |
| Income tax | 965,000 | 2,221,000 | 3,501,000 | 4,394,000 |
| Net income | 3,690,000 | 8,240,000 | 12,778,000 | 16,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,475,000 | 145,954,000 | 150,521,000 | 153,938,000 |
| Total capital | 154,298,000 | 161,202,000 | 166,004,000 | 169,712,000 |
| Risk-weighted assets | 1,298,147,000 | 1,350,651,000 | 1,412,958,000 | 1,473,215,000 |