Call reports 2019
FIRST COMMUNITY BANK — 2019
What FIRST COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,500,898,000 | 1,493,367,000 | 1,505,984,000 | 1,521,073,000 |
| Total loans | 1,178,491,000 | 1,171,350,000 | 1,164,409,000 | 1,163,153,000 |
| Allowance for loan losses | 14,224,000 | 13,673,000 | 13,894,000 | 13,133,000 |
| Securities available for sale | 209,026,000 | 219,480,000 | 220,606,000 | 225,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,160,372,000 | 1,152,819,000 | 1,157,719,000 | 1,212,992,000 |
| Interest-bearing deposits | 1,014,701,000 | 1,011,301,000 | 1,009,434,000 | 1,064,476,000 |
| Noninterest-bearing deposits | 145,671,000 | 141,518,000 | 148,285,000 | 148,516,000 |
| Equity capital | 134,414,000 | 139,344,000 | 144,045,000 | 145,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 17,161,000 | 34,743,000 | 52,643,000 | 70,228,000 |
| Interest expense | 4,639,000 | 9,631,000 | 14,795,000 | 19,814,000 |
| Net interest income | 12,522,000 | 25,112,000 | 37,848,000 | 50,414,000 |
| Noninterest income | 2,757,000 | 6,338,000 | 9,887,000 | 13,447,000 |
| Noninterest expense | 10,367,000 | 21,277,000 | 32,065,000 | 43,093,000 |
| Provision for loan losses | 900,000 | 1,650,000 | 2,250,000 | 2,450,000 |
| Pretax income | 4,017,000 | 8,530,000 | 13,435,000 | 18,342,000 |
| Income tax | 821,000 | 1,769,000 | 2,813,000 | 3,832,000 |
| Net income | 3,196,000 | 6,761,000 | 10,622,000 | 14,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,157,000 | 137,750,000 | 141,640,000 | 142,957,000 |
| Total capital | 148,381,000 | 151,423,000 | 155,534,000 | 156,090,000 |
| Risk-weighted assets | 1,250,810,000 | 1,260,228,000 | 1,257,004,000 | 1,255,604,000 |