Call reports 2018
FIRST COMMUNITY BANK — 2018
What FIRST COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,358,144,000 | 1,383,715,000 | 1,425,111,000 | 1,471,542,000 |
| Total loans | 1,097,061,000 | 1,115,725,000 | 1,145,264,000 | 1,164,991,000 |
| Allowance for loan losses | 12,299,000 | 12,984,000 | 13,163,000 | 13,665,000 |
| Securities available for sale | 183,750,000 | 187,222,000 | 194,394,000 | 201,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,072,003,000 | 1,088,332,000 | 1,090,718,000 | 1,162,279,000 |
| Interest-bearing deposits | 941,485,000 | 955,950,000 | 951,270,000 | 1,021,750,000 |
| Noninterest-bearing deposits | 130,518,000 | 132,382,000 | 139,448,000 | 140,529,000 |
| Equity capital | 113,258,000 | 116,923,000 | 119,153,000 | 127,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 14,806,000 | 30,495,000 | 46,674,000 | 63,547,000 |
| Interest expense | 2,976,000 | 6,393,000 | 10,122,000 | 14,426,000 |
| Net interest income | 11,830,000 | 24,102,000 | 36,552,000 | 49,121,000 |
| Noninterest income | 2,776,000 | 5,741,000 | 9,034,000 | 12,254,000 |
| Noninterest expense | 9,012,000 | 18,503,000 | 28,406,000 | 38,765,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,700,000 | 3,600,000 |
| Pretax income | 4,753,000 | 9,599,000 | 14,557,000 | 19,091,000 |
| Income tax | 1,018,000 | 2,056,000 | 3,125,000 | 4,079,000 |
| Net income | 3,735,000 | 7,543,000 | 11,432,000 | 15,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,219,000 | 120,054,000 | 123,970,000 | 130,932,000 |
| Total capital | 128,518,000 | 133,038,000 | 137,133,000 | 144,597,000 |
| Risk-weighted assets | 1,166,952,000 | 1,180,806,000 | 1,201,669,000 | 1,235,704,000 |