Call reports 2017
FIRST COMMUNITY BANK — 2017
What FIRST COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,229,938,000 | 1,249,674,000 | 1,304,655,000 | 1,338,956,000 |
| Total loans | 950,605,000 | 980,045,000 | 1,036,050,000 | 1,050,021,000 |
| Allowance for loan losses | 11,574,000 | 12,082,000 | 12,508,000 | 12,011,000 |
| Securities available for sale | 183,609,000 | 186,193,000 | 182,850,000 | 184,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 980,930,000 | 984,933,000 | 1,004,907,000 | 1,076,746,000 |
| Interest-bearing deposits | 859,946,000 | 870,403,000 | 889,029,000 | 960,312,000 |
| Noninterest-bearing deposits | 120,984,000 | 114,530,000 | 115,878,000 | 116,434,000 |
| Equity capital | 101,595,000 | 106,520,000 | 109,226,000 | 111,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 12,715,000 | 26,023,000 | 40,177,000 | 54,852,000 |
| Interest expense | 2,385,000 | 4,889,000 | 7,604,000 | 10,508,000 |
| Net interest income | 10,330,000 | 21,134,000 | 32,573,000 | 44,344,000 |
| Noninterest income | 2,709,000 | 5,590,000 | 8,231,000 | 11,076,000 |
| Noninterest expense | 8,570,000 | 17,158,000 | 26,062,000 | 35,358,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 3,000,000 |
| Pretax income | 3,733,000 | 8,079,000 | 12,505,000 | 17,079,000 |
| Income tax | 1,121,000 | 2,476,000 | 3,855,000 | 6,496,000 |
| Net income | 2,612,000 | 5,603,000 | 8,650,000 | 10,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,027,000 | 106,039,000 | 109,107,000 | 112,561,000 |
| Total capital | 114,601,000 | 118,121,000 | 121,615,000 | 124,572,000 |
| Risk-weighted assets | 998,275,000 | 1,038,758,000 | 1,112,403,000 | 1,119,355,000 |