Call reports 2016
FIRST COMMUNITY BANK — 2016
What FIRST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,075,632,000 | 1,107,909,000 | 1,140,292,000 | 1,200,001,000 |
| Total loans | 848,884,000 | 878,400,000 | 900,105,000 | 925,108,000 |
| Allowance for loan losses | 9,815,000 | 10,430,000 | 10,953,000 | 11,941,000 |
| Securities available for sale | 160,487,000 | 158,654,000 | 169,111,000 | 173,521,000 |
| Securities held to maturity | 55,000 | 55,000 | 55,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 859,639,000 | 878,353,000 | 887,845,000 | 948,088,000 |
| Interest-bearing deposits | 763,068,000 | 774,983,000 | 789,223,000 | 837,293,000 |
| Noninterest-bearing deposits | 96,571,000 | 103,370,000 | 98,622,000 | 110,795,000 |
| Equity capital | 92,236,000 | 95,512,000 | 98,026,000 | 97,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,461,000 | 23,294,000 | 35,491,000 | 48,030,000 |
| Interest expense | 2,024,000 | 4,196,000 | 6,425,000 | 8,761,000 |
| Net interest income | 9,437,000 | 19,098,000 | 29,066,000 | 39,269,000 |
| Noninterest income | 2,655,000 | 5,367,000 | 8,058,000 | 12,022,000 |
| Noninterest expense | 7,265,000 | 14,716,000 | 22,452,000 | 30,892,000 |
| Provision for loan losses | 1,000,000 | 1,825,000 | 2,650,000 | 4,200,000 |
| Pretax income | 3,847,000 | 7,949,000 | 12,086,000 | 16,248,000 |
| Income tax | 1,166,000 | 2,413,000 | 3,683,000 | 4,221,000 |
| Net income | 2,681,000 | 5,536,000 | 8,403,000 | 12,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,544,000 | 93,234,000 | 95,812,000 | 99,768,000 |
| Total capital | 100,359,000 | 103,664,000 | 106,765,000 | 111,709,000 |
| Risk-weighted assets | 877,135,000 | 917,202,000 | 946,594,000 | 977,053,000 |