Call reports 2015
FIRST COMMUNITY BANK — 2015
What FIRST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 959,196,000 | 991,428,000 | 1,026,074,000 | 1,046,238,000 |
| Total loans | 733,020,000 | 764,034,000 | 792,498,000 | 810,780,000 |
| Allowance for loan losses | 9,837,000 | 9,153,000 | 8,744,000 | 9,074,000 |
| Securities available for sale | 156,268,000 | 160,791,000 | 153,917,000 | 158,333,000 |
| Securities held to maturity | 105,000 | 105,000 | 105,000 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 752,483,000 | 770,458,000 | 811,609,000 | 830,715,000 |
| Interest-bearing deposits | 670,558,000 | 678,772,000 | 702,553,000 | 738,109,000 |
| Noninterest-bearing deposits | 81,925,000 | 91,686,000 | 109,056,000 | 92,606,000 |
| Equity capital | 83,829,000 | 84,400,000 | 87,583,000 | 89,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,078,000 | 20,664,000 | 31,615,000 | 42,786,000 |
| Interest expense | 1,801,000 | 3,632,000 | 5,513,000 | 7,474,000 |
| Net interest income | 8,277,000 | 17,032,000 | 26,102,000 | 35,312,000 |
| Noninterest income | 2,285,000 | 5,076,000 | 7,194,000 | 9,472,000 |
| Noninterest expense | 7,107,000 | 14,280,000 | 22,016,000 | 29,107,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,805,000 |
| Pretax income | 2,862,000 | 6,635,000 | 9,517,000 | 12,911,000 |
| Income tax | 807,000 | 1,953,000 | 2,752,000 | 3,744,000 |
| Net income | 2,055,000 | 4,682,000 | 6,765,000 | 9,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,487,000 | 84,869,000 | 86,921,000 | 88,140,000 |
| Total capital | 91,841,000 | 94,022,000 | 95,665,000 | 97,214,000 |
| Risk-weighted assets | 747,842,000 | 781,655,000 | 812,450,000 | 825,358,000 |