Call reports 2014
FIRST COMMUNITY BANK — 2014
What FIRST COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 860,101,000 | 889,967,000 | 897,821,000 | 939,126,000 |
| Total loans | 633,641,000 | 674,907,000 | 687,460,000 | 718,101,000 |
| Allowance for loan losses | 9,762,000 | 10,069,000 | 9,777,000 | 9,724,000 |
| Securities available for sale | 158,496,000 | 151,655,000 | 149,017,000 | 146,764,000 |
| Securities held to maturity | 235,000 | 235,000 | 175,000 | 155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 692,613,000 | 695,358,000 | 705,961,000 | 735,405,000 |
| Interest-bearing deposits | 622,635,000 | 625,597,000 | 633,197,000 | 648,776,000 |
| Noninterest-bearing deposits | 69,978,000 | 69,761,000 | 72,764,000 | 86,629,000 |
| Equity capital | 75,627,000 | 79,169,000 | 81,835,000 | 81,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,381,000 | 19,129,000 | 29,178,000 | 39,384,000 |
| Interest expense | 1,670,000 | 3,336,000 | 5,054,000 | 6,844,000 |
| Net interest income | 7,711,000 | 15,793,000 | 24,124,000 | 32,540,000 |
| Noninterest income | 1,459,000 | 3,895,000 | 6,330,000 | 7,753,000 |
| Noninterest expense | 6,816,000 | 13,662,000 | 20,492,000 | 27,729,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,650,000 | 2,250,000 |
| Pretax income | 1,847,000 | 5,195,000 | 8,541,000 | 10,553,000 |
| Income tax | 434,000 | 1,441,000 | 2,443,000 | 2,933,000 |
| Net income | 1,413,000 | 3,754,000 | 6,098,000 | 7,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,181,000 | 78,537,000 | 80,895,000 | 80,181,000 |
| Total capital | 84,087,000 | 87,006,000 | 89,529,000 | 89,166,000 |
| Risk-weighted assets | 630,599,000 | 675,888,000 | 689,580,000 | 718,055,000 |