Call reports 2013
FIRST COMMUNITY BANK — 2013
What FIRST COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 795,928,000 | 788,490,000 | 812,833,000 | 820,926,000 |
| Total loans | 598,358,000 | 592,448,000 | 586,236,000 | 590,529,000 |
| Allowance for loan losses | 9,581,000 | 9,483,000 | 8,985,000 | 9,447,000 |
| Securities available for sale | 133,662,000 | 123,483,000 | 148,175,000 | 157,590,000 |
| Securities held to maturity | 305,000 | 305,000 | 285,000 | 285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,092,000 | 627,324,000 | 653,027,000 | 653,913,000 |
| Interest-bearing deposits | 574,069,000 | 563,463,000 | 586,543,000 | 586,541,000 |
| Noninterest-bearing deposits | 59,023,000 | 63,861,000 | 66,484,000 | 67,372,000 |
| Equity capital | 72,969,000 | 71,978,000 | 73,584,000 | 72,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,097,000 | 18,395,000 | 27,592,000 | 36,853,000 |
| Interest expense | 1,850,000 | 3,618,000 | 5,330,000 | 7,009,000 |
| Net interest income | 7,247,000 | 14,777,000 | 22,262,000 | 29,844,000 |
| Noninterest income | 621,000 | 2,539,000 | 4,084,000 | 7,629,000 |
| Noninterest expense | 5,849,000 | 11,544,000 | 17,222,000 | 25,520,000 |
| Provision for loan losses | 600,000 | 1,150,000 | 1,600,000 | 2,075,000 |
| Pretax income | 1,419,000 | 4,764,000 | 7,699,000 | 10,112,000 |
| Income tax | 340,000 | 1,403,000 | 2,305,000 | 2,985,000 |
| Net income | 1,079,000 | 3,361,000 | 5,394,000 | 7,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,662,000 | 72,960,000 | 75,007,000 | 74,754,000 |
| Total capital | 78,381,000 | 80,536,000 | 82,573,000 | 82,230,000 |
| Risk-weighted assets | 615,640,000 | 604,151,000 | 603,849,000 | 596,127,000 |