Call reports 2011
FIRST COMMUNITY BANK — 2011
What FIRST COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 703,165,000 | 710,889,000 | 728,705,000 | 738,262,000 |
| Total loans | 539,896,000 | 542,424,000 | 553,322,000 | 561,833,000 |
| Allowance for loan losses | 6,551,000 | 6,983,000 | 7,259,000 | 7,543,000 |
| Securities available for sale | 109,053,000 | 112,815,000 | 122,147,000 | 124,450,000 |
| Securities held to maturity | 1,268,000 | 1,208,000 | 1,208,000 | 1,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,161,000 | 572,942,000 | 581,857,000 | 597,882,000 |
| Interest-bearing deposits | 518,744,000 | 525,323,000 | 535,485,000 | 545,313,000 |
| Noninterest-bearing deposits | 48,417,000 | 47,619,000 | 46,372,000 | 52,569,000 |
| Equity capital | 61,191,000 | 63,804,000 | 66,045,000 | 67,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,089,000 | 18,410,000 | 28,024,000 | 37,383,000 |
| Interest expense | 2,838,000 | 5,668,000 | 8,452,000 | 11,080,000 |
| Net interest income | 6,251,000 | 12,742,000 | 19,572,000 | 26,303,000 |
| Noninterest income | 1,185,000 | 2,562,000 | 4,012,000 | 5,355,000 |
| Noninterest expense | 4,876,000 | 9,890,000 | 14,984,000 | 20,334,000 |
| Provision for loan losses | 2,310,000 | 3,000,000 | 3,690,000 | 4,380,000 |
| Pretax income | 96,000 | 2,313,000 | 4,815,000 | 6,909,000 |
| Income tax | -149,000 | 508,000 | 1,275,000 | 1,883,000 |
| Net income | 245,000 | 1,805,000 | 3,540,000 | 5,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,862,000 | 61,437,000 | 63,186,000 | 64,686,000 |
| Total capital | 66,279,000 | 67,982,000 | 69,903,000 | 71,484,000 |
| Risk-weighted assets | 513,412,000 | 523,206,000 | 536,839,000 | 543,124,000 |