Call reports 2010
FIRST COMMUNITY BANK — 2010
What FIRST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 653,847,000 | 681,952,000 | 701,991,000 | 711,448,000 |
| Total loans | 516,669,000 | 528,175,000 | 543,810,000 | 547,033,000 |
| Allowance for loan losses | 6,202,000 | 6,684,000 | 6,661,000 | 7,525,000 |
| Securities available for sale | 85,751,000 | 93,856,000 | 101,189,000 | 106,994,000 |
| Securities held to maturity | 4,642,000 | 3,358,000 | 3,359,000 | 1,373,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 518,755,000 | 543,908,000 | 559,404,000 | 572,522,000 |
| Interest-bearing deposits | 482,137,000 | 506,579,000 | 507,771,000 | 518,320,000 |
| Noninterest-bearing deposits | 36,618,000 | 37,329,000 | 51,633,000 | 54,202,000 |
| Equity capital | 52,835,000 | 56,074,000 | 61,446,000 | 60,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,993,000 | 18,357,000 | 27,882,000 | 37,352,000 |
| Interest expense | 3,170,000 | 6,402,000 | 9,623,000 | 12,668,000 |
| Net interest income | 5,823,000 | 11,955,000 | 18,259,000 | 24,684,000 |
| Noninterest income | 1,164,000 | 2,553,000 | 3,950,000 | 5,483,000 |
| Noninterest expense | 4,184,000 | 8,602,000 | 13,162,000 | 17,966,000 |
| Provision for loan losses | 620,000 | 1,340,000 | 2,060,000 | 3,965,000 |
| Pretax income | 2,379,000 | 4,789,000 | 7,322,000 | 8,581,000 |
| Income tax | 738,000 | 1,494,000 | 2,291,000 | 2,254,000 |
| Net income | 1,641,000 | 3,295,000 | 5,031,000 | 6,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,679,000 | 53,530,000 | 58,294,000 | 59,603,000 |
| Total capital | 56,825,000 | 59,831,000 | 64,721,000 | 66,139,000 |
| Risk-weighted assets | 491,599,000 | 513,296,000 | 515,882,000 | 521,896,000 |