Call reports 2009
FIRST COMMUNITY BANK — 2009
What FIRST COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 568,772,000 | 587,705,000 | 615,612,000 | 627,452,000 |
| Total loans | 439,726,000 | 468,217,000 | 478,966,000 | 496,130,000 |
| Allowance for loan losses | 4,897,000 | 5,125,000 | 5,394,000 | 5,662,000 |
| Securities available for sale | 88,027,000 | 81,821,000 | 90,846,000 | 90,957,000 |
| Securities held to maturity | 6,009,000 | 5,830,000 | 5,736,000 | 4,896,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,512,000 | 452,133,000 | 475,389,000 | 486,079,000 |
| Interest-bearing deposits | 395,976,000 | 421,862,000 | 443,663,000 | 451,952,000 |
| Noninterest-bearing deposits | 32,536,000 | 30,271,000 | 31,727,000 | 34,127,000 |
| Equity capital | 42,489,000 | 43,646,000 | 45,734,000 | 46,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,518,000 | 17,335,000 | 26,377,000 | 35,471,000 |
| Interest expense | 3,639,000 | 7,111,000 | 10,635,000 | 13,942,000 |
| Net interest income | 4,879,000 | 10,224,000 | 15,742,000 | 21,529,000 |
| Noninterest income | 1,063,000 | 2,443,000 | 3,618,000 | 4,928,000 |
| Noninterest expense | 3,619,000 | 7,822,000 | 11,896,000 | 15,931,000 |
| Provision for loan losses | 350,000 | 725,000 | 1,100,000 | 2,150,000 |
| Pretax income | 2,160,000 | 4,417,000 | 6,704,000 | 8,722,000 |
| Income tax | 670,000 | 1,374,000 | 2,081,000 | 2,675,000 |
| Net income | 1,490,000 | 3,043,000 | 4,623,000 | 6,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,539,000 | 42,997,000 | 44,482,000 | 45,811,000 |
| Total capital | 46,436,000 | 48,122,000 | 49,876,000 | 51,473,000 |
| Risk-weighted assets | 418,356,000 | 439,469,000 | 450,566,000 | 480,305,000 |