Call reports 2007
FIRST COMMUNITY BANK — 2007
What FIRST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 423,646,000 | 432,801,000 | 445,866,000 | 481,935,000 |
| Total loans | 325,230,000 | 331,950,000 | 337,898,000 | 360,954,000 |
| Allowance for loan losses | 3,651,000 | 3,612,000 | 3,834,000 | 3,813,000 |
| Securities available for sale | 66,088,000 | 68,623,000 | 75,162,000 | 85,190,000 |
| Securities held to maturity | 9,503,000 | 8,263,000 | 8,262,000 | 6,791,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,212,000 | 356,565,000 | 364,585,000 | 390,922,000 |
| Interest-bearing deposits | 316,674,000 | 330,920,000 | 340,966,000 | 364,988,000 |
| Noninterest-bearing deposits | 25,538,000 | 25,645,000 | 23,618,000 | 25,934,000 |
| Equity capital | 30,116,000 | 30,212,000 | 31,832,000 | 33,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,048,000 | 14,403,000 | 22,201,000 | 30,325,000 |
| Interest expense | 3,956,000 | 8,042,000 | 12,361,000 | 16,847,000 |
| Net interest income | 3,092,000 | 6,361,000 | 9,840,000 | 13,478,000 |
| Noninterest income | 841,000 | 1,751,000 | 2,568,000 | 3,447,000 |
| Noninterest expense | 2,569,000 | 5,243,000 | 8,121,000 | 11,142,000 |
| Provision for loan losses | 267,000 | 533,000 | 761,000 | 911,000 |
| Pretax income | 1,198,000 | 2,458,000 | 3,649,000 | 5,006,000 |
| Income tax | 356,000 | 730,000 | 1,074,000 | 1,470,000 |
| Net income | 842,000 | 1,728,000 | 2,575,000 | 3,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,568,000 | 31,454,000 | 32,300,000 | 33,262,000 |
| Total capital | 34,219,000 | 35,066,000 | 36,134,000 | 37,075,000 |
| Risk-weighted assets | 319,167,000 | 328,106,000 | 331,905,000 | 355,767,000 |