Call reports 2006
FIRST COMMUNITY BANK — 2006
What FIRST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 389,034,000 | 401,029,000 | 413,186,000 | 417,583,000 |
| Total loans | 285,263,000 | 297,019,000 | 306,281,000 | 315,555,000 |
| Allowance for loan losses | 3,207,000 | 3,383,000 | 3,446,000 | 3,404,000 |
| Securities available for sale | 65,904,000 | 67,061,000 | 71,361,000 | 69,637,000 |
| Securities held to maturity | 13,927,000 | 12,924,000 | 12,725,000 | 10,088,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,782,000 | 319,263,000 | 334,724,000 | 337,653,000 |
| Interest-bearing deposits | 293,315,000 | 292,343,000 | 309,014,000 | 314,592,000 |
| Noninterest-bearing deposits | 27,467,000 | 26,920,000 | 25,710,000 | 23,061,000 |
| Equity capital | 26,594,000 | 26,785,000 | 28,519,000 | 29,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,730,000 | 11,972,000 | 18,576,000 | 25,474,000 |
| Interest expense | 2,872,000 | 6,052,000 | 9,604,000 | 13,509,000 |
| Net interest income | 2,858,000 | 5,920,000 | 8,972,000 | 11,965,000 |
| Noninterest income | 705,000 | 1,531,000 | 2,312,000 | 3,072,000 |
| Noninterest expense | 2,320,000 | 4,746,000 | 7,140,000 | 9,591,000 |
| Provision for loan losses | 234,000 | 468,000 | 702,000 | 936,000 |
| Pretax income | 1,008,000 | 2,236,000 | 3,441,000 | 4,509,000 |
| Income tax | 275,000 | 645,000 | 1,012,000 | 1,322,000 |
| Net income | 733,000 | 1,591,000 | 2,429,000 | 3,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,522,000 | 28,379,000 | 29,217,000 | 29,840,000 |
| Total capital | 30,729,000 | 31,762,000 | 32,663,000 | 33,244,000 |
| Risk-weighted assets | 288,266,000 | 299,189,000 | 307,576,000 | 312,906,000 |