Call reports 2004
FIRST COMMUNITY BANK — 2004
What FIRST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 309,317,000 | 316,695,000 | 330,279,000 | 339,385,000 |
| Total loans | 232,918,000 | 238,101,000 | 241,717,000 | 248,313,000 |
| Allowance for loan losses | 2,589,000 | 2,832,000 | 3,002,000 | 2,985,000 |
| Securities available for sale | 38,169,000 | 46,914,000 | 55,407,000 | 58,099,000 |
| Securities held to maturity | 15,747,000 | 15,448,000 | 14,862,000 | 14,852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,246,000 | 265,246,000 | 274,288,000 | 281,826,000 |
| Interest-bearing deposits | 240,335,000 | 246,035,000 | 254,960,000 | 260,019,000 |
| Noninterest-bearing deposits | 19,911,000 | 19,211,000 | 19,327,000 | 21,807,000 |
| Equity capital | 21,565,000 | 21,347,000 | 22,908,000 | 23,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,240,000 | 8,538,000 | 13,076,000 | 17,744,000 |
| Interest expense | 1,657,000 | 3,215,000 | 4,951,000 | 6,778,000 |
| Net interest income | 2,583,000 | 5,323,000 | 8,125,000 | 10,966,000 |
| Noninterest income | 552,000 | 1,088,000 | 1,647,000 | 2,229,000 |
| Noninterest expense | 1,900,000 | 3,739,000 | 5,827,000 | 7,785,000 |
| Provision for loan losses | 297,000 | 591,000 | 862,000 | 1,087,000 |
| Pretax income | 950,000 | 2,093,000 | 3,183,000 | 4,434,000 |
| Income tax | 317,000 | 700,000 | 1,061,000 | 1,495,000 |
| Net income | 633,000 | 1,393,000 | 2,122,000 | 2,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,643,000 | 22,404,000 | 23,131,000 | 23,949,000 |
| Total capital | 24,232,000 | 25,236,000 | 26,133,000 | 26,934,000 |
| Risk-weighted assets | 228,196,000 | 235,221,000 | 240,144,000 | 247,711,000 |