Call reports 2003
FIRST COMMUNITY BANK — 2003
What FIRST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 278,952,000 | 288,227,000 | 284,611,000 | 308,488,000 |
| Total loans | 202,526,000 | 211,588,000 | 215,949,000 | 226,184,000 |
| Allowance for loan losses | 2,232,000 | 2,296,000 | 2,433,000 | 2,537,000 |
| Securities available for sale | 37,866,000 | 38,977,000 | 35,639,000 | 48,739,000 |
| Securities held to maturity | 14,827,000 | 14,335,000 | 16,133,000 | 15,941,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,451,000 | 227,641,000 | 231,630,000 | 247,838,000 |
| Interest-bearing deposits | 210,819,000 | 212,067,000 | 214,392,000 | 230,740,000 |
| Noninterest-bearing deposits | 16,633,000 | 15,574,000 | 17,238,000 | 17,098,000 |
| Equity capital | 19,281,000 | 19,911,000 | 20,296,000 | 20,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,825,000 | 7,796,000 | 11,865,000 | 16,070,000 |
| Interest expense | 1,795,000 | 3,606,000 | 5,303,000 | 6,878,000 |
| Net interest income | 2,030,000 | 4,190,000 | 6,562,000 | 9,192,000 |
| Noninterest income | 434,000 | 935,000 | 1,378,000 | 1,839,000 |
| Noninterest expense | 1,470,000 | 2,991,000 | 4,668,000 | 6,622,000 |
| Provision for loan losses | 300,000 | 540,000 | 800,000 | 1,030,000 |
| Pretax income | 694,000 | 1,601,000 | 2,479,000 | 3,386,000 |
| Income tax | 227,000 | 526,000 | 817,000 | 1,110,000 |
| Net income | 467,000 | 1,075,000 | 1,662,000 | 2,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,201,000 | 19,810,000 | 20,397,000 | 21,011,000 |
| Total capital | 21,433,000 | 22,106,000 | 22,830,000 | 23,548,000 |
| Risk-weighted assets | 191,847,000 | 201,566,000 | 207,217,000 | 217,669,000 |