Call reports 2002
FIRST COMMUNITY BANK — 2002
What FIRST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 224,966,000 | 242,311,000 | 255,468,000 | 260,977,000 |
| Total loans | 169,035,000 | 178,589,000 | 189,027,000 | 193,966,000 |
| Allowance for loan losses | 1,606,000 | 1,661,000 | 1,926,000 | 2,007,000 |
| Securities available for sale | 18,279,000 | 11,337,000 | 11,018,000 | 24,442,000 |
| Securities held to maturity | 23,760,000 | 37,014,000 | 27,685,000 | 15,722,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,649,000 | 207,168,000 | 211,664,000 | 215,093,000 |
| Interest-bearing deposits | 173,605,000 | 193,092,000 | 197,378,000 | 201,297,000 |
| Noninterest-bearing deposits | 14,044,000 | 14,076,000 | 14,287,000 | 13,796,000 |
| Equity capital | 15,479,000 | 17,066,000 | 18,325,000 | 18,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,439,000 | 7,155,000 | 11,022,000 | 14,812,000 |
| Interest expense | 1,902,000 | 3,842,000 | 5,827,000 | 7,675,000 |
| Net interest income | 1,537,000 | 3,313,000 | 5,195,000 | 7,137,000 |
| Noninterest income | 345,000 | 719,000 | 1,099,000 | 1,498,000 |
| Noninterest expense | 1,215,000 | 2,599,000 | 3,904,000 | 5,266,000 |
| Provision for loan losses | 200,000 | 500,000 | 810,000 | 1,210,000 |
| Pretax income | 467,000 | 949,000 | 1,618,000 | 2,197,000 |
| Income tax | 154,000 | 309,000 | 528,000 | 694,000 |
| Net income | 313,000 | 640,000 | 1,090,000 | 1,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,609,000 | 17,036,000 | 18,321,000 | 18,735,000 |
| Total capital | 17,215,000 | 18,697,000 | 20,247,000 | 20,742,000 |
| Risk-weighted assets | 153,321,000 | 164,378,000 | 180,835,000 | 186,473,000 |