Call reports 2001
FIRST COMMUNITY BANK — 2001
What FIRST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 156,784,000 | 171,672,000 | 201,783,000 | 215,233,000 |
| Total loans | 112,126,000 | 132,421,000 | 147,273,000 | 157,995,000 |
| Allowance for loan losses | 1,131,000 | 1,194,000 | 1,392,000 | 1,517,000 |
| Securities available for sale | 3,513,000 | 5,527,000 | 7,505,000 | 20,341,000 |
| Securities held to maturity | 26,951,000 | 20,507,000 | 20,321,000 | 22,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,836,000 | 141,527,000 | 169,978,000 | 183,103,000 |
| Interest-bearing deposits | 116,094,000 | 129,206,000 | 158,317,000 | 169,996,000 |
| Noninterest-bearing deposits | 9,742,000 | 12,320,000 | 11,662,000 | 13,107,000 |
| Equity capital | 12,131,000 | 12,373,000 | 14,146,000 | 15,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,878,000 | 6,015,000 | 9,458,000 | 12,995,000 |
| Interest expense | 1,809,000 | 3,784,000 | 5,899,000 | 7,993,000 |
| Net interest income | 1,069,000 | 2,231,000 | 3,559,000 | 5,002,000 |
| Noninterest income | 242,000 | 530,000 | 831,000 | 1,127,000 |
| Noninterest expense | 845,000 | 1,794,000 | 2,799,000 | 3,882,000 |
| Provision for loan losses | 120,000 | 265,000 | 495,000 | 735,000 |
| Pretax income | 346,000 | 702,000 | 1,096,000 | 1,527,000 |
| Income tax | 115,000 | 238,000 | 377,000 | 517,000 |
| Net income | 231,000 | 464,000 | 719,000 | 1,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,122,000 | 12,355,000 | 14,111,000 | 15,046,000 |
| Total capital | 13,253,000 | 13,549,000 | 15,503,000 | 16,563,000 |
| Risk-weighted assets | 103,477,000 | 120,693,000 | 134,765,000 | 142,235,000 |