Call reports 2025
FIRST STATE BANK OF PORTER — 2025
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 158,306,000 | 157,787,000 | 161,564,000 | 158,066,000 |
| Total loans | 76,706,000 | 75,001,000 | 77,616,000 | 77,101,000 |
| Allowance for loan losses | 1,031,000 | 990,000 | 999,000 | 998,000 |
| Securities available for sale | 65,284,000 | 64,706,000 | 66,576,000 | 65,174,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,822,000 | 136,019,000 | 138,445,000 | 134,390,000 |
| Interest-bearing deposits | 110,617,000 | 111,269,000 | 110,172,000 | 109,746,000 |
| Noninterest-bearing deposits | 26,205,000 | 24,750,000 | 28,273,000 | 24,644,000 |
| Equity capital | 20,567,000 | 20,802,000 | 22,165,000 | 22,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,731,000 | 3,481,000 | 5,282,000 | 7,088,000 |
| Interest expense | 521,000 | 1,021,000 | 1,518,000 | 2,011,000 |
| Net interest income | 1,210,000 | 2,460,000 | 3,764,000 | 5,077,000 |
| Noninterest income | 135,000 | 273,000 | 414,000 | 555,000 |
| Noninterest expense | 1,070,000 | 2,125,000 | 3,180,000 | 4,229,000 |
| Provision for loan losses | -30,000 | -70,000 | -58,000 | -58,000 |
| Pretax income | 305,000 | 678,000 | 1,068,000 | 1,479,000 |
| Income tax | 15,000 | 45,000 | 76,000 | 114,000 |
| Net income | 290,000 | 633,000 | 992,000 | 1,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,975,000 | 27,158,000 | 27,517,000 | 27,464,000 |