Call reports 2023
FIRST STATE BANK OF PORTER — 2023
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 156,625,000 | 160,586,000 | 157,611,000 | 159,372,000 |
| Total loans | 79,560,000 | 78,299,000 | 78,239,000 | 78,671,000 |
| Allowance for loan losses | 1,131,000 | 1,131,000 | 1,110,000 | 1,089,000 |
| Securities available for sale | 66,463,000 | 65,368,000 | 60,496,000 | 65,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,908,000 | 140,042,000 | 139,316,000 | 137,950,000 |
| Interest-bearing deposits | 106,107,000 | 108,847,000 | 108,500,000 | 110,538,000 |
| Noninterest-bearing deposits | 29,801,000 | 31,195,000 | 30,816,000 | 27,412,000 |
| Equity capital | 19,911,000 | 19,788,000 | 17,468,000 | 20,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 3,010,000 | 4,600,000 | 6,226,000 |
| Interest expense | 195,000 | 469,000 | 831,000 | 1,244,000 |
| Net interest income | 1,308,000 | 2,541,000 | 3,769,000 | 4,982,000 |
| Noninterest income | 139,000 | 296,000 | 451,000 | 605,000 |
| Noninterest expense | 1,055,000 | 2,073,000 | 3,086,000 | 4,098,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 379,000 | 736,000 | 1,106,000 | 1,461,000 |
| Income tax | 20,000 | 33,000 | 53,000 | 70,000 |
| Net income | 359,000 | 703,000 | 1,053,000 | 1,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,812,000 | 25,976,000 | 26,293,000 | 26,159,000 |