Call reports 2022
FIRST STATE BANK OF PORTER — 2022
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 165,597,000 | 167,838,000 | 163,383,000 | 159,290,000 |
| Total loans | 77,256,000 | 77,187,000 | 77,317,000 | 79,430,000 |
| Allowance for loan losses | 1,133,000 | 1,133,000 | 1,133,000 | 1,132,000 |
| Securities available for sale | 70,601,000 | 65,608,000 | 64,713,000 | 65,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,838,000 | 147,817,000 | 145,181,000 | 137,962,000 |
| Interest-bearing deposits | 111,810,000 | 114,145,000 | 112,192,000 | 109,731,000 |
| Noninterest-bearing deposits | 31,028,000 | 33,672,000 | 32,989,000 | 28,231,000 |
| Equity capital | 22,149,000 | 19,426,000 | 17,600,000 | 18,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,306,000 | 2,648,000 | 4,044,000 | 5,487,000 |
| Interest expense | 78,000 | 145,000 | 215,000 | 320,000 |
| Net interest income | 1,228,000 | 2,503,000 | 3,829,000 | 5,167,000 |
| Noninterest income | 131,000 | 269,000 | 421,000 | 566,000 |
| Noninterest expense | 1,005,000 | 2,012,000 | 3,037,000 | 4,059,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 339,000 | 745,000 | 1,198,000 | 1,659,000 |
| Income tax | 10,000 | 33,000 | 65,000 | 98,000 |
| Net income | 329,000 | 712,000 | 1,133,000 | 1,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,897,000 | 25,104,000 | 25,525,000 | 25,453,000 |