Call reports 2021
FIRST STATE BANK OF PORTER — 2021
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 162,197,000 | 162,736,000 | 164,979,000 | 173,442,000 |
| Total loans | 79,672,000 | 74,232,000 | 74,530,000 | 76,488,000 |
| Allowance for loan losses | 1,146,000 | 1,146,000 | 1,104,000 | 1,118,000 |
| Securities available for sale | 62,947,000 | 69,113,000 | 72,430,000 | 72,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,214,000 | 136,114,000 | 138,494,000 | 147,257,000 |
| Interest-bearing deposits | 108,052,000 | 109,056,000 | 107,211,000 | 114,508,000 |
| Noninterest-bearing deposits | 28,162,000 | 27,058,000 | 31,283,000 | 32,749,000 |
| Equity capital | 25,214,000 | 25,766,000 | 25,733,000 | 25,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,384,000 | 2,718,000 | 4,011,000 | 5,315,000 |
| Interest expense | 154,000 | 284,000 | 385,000 | 475,000 |
| Net interest income | 1,230,000 | 2,434,000 | 3,626,000 | 4,840,000 |
| Noninterest income | 128,000 | 265,000 | 395,000 | 525,000 |
| Noninterest expense | 1,006,000 | 1,942,000 | 2,908,000 | 3,899,000 |
| Provision for loan losses | 24,000 | 24,000 | 24,000 | 40,000 |
| Pretax income | 328,000 | 733,000 | 1,089,000 | 1,426,000 |
| Income tax | 13,000 | 38,000 | 53,000 | 61,000 |
| Net income | 315,000 | 695,000 | 1,036,000 | 1,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,122,000 | 24,358,000 | 24,699,000 | 24,569,000 |