Call reports 2020
FIRST STATE BANK OF PORTER — 2020
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 143,649,000 | 154,356,000 | 158,071,000 | 160,945,000 |
| Total loans | 83,045,000 | 87,190,000 | 83,283,000 | 79,927,000 |
| Allowance for loan losses | 1,040,000 | 1,072,000 | 1,104,000 | 1,123,000 |
| Securities available for sale | 45,783,000 | 46,085,000 | 51,933,000 | 62,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,478,000 | 128,646,000 | 131,825,000 | 134,836,000 |
| Interest-bearing deposits | 99,940,000 | 105,155,000 | 105,900,000 | 107,903,000 |
| Noninterest-bearing deposits | 18,538,000 | 23,491,000 | 25,925,000 | 26,933,000 |
| Equity capital | 24,507,000 | 25,076,000 | 25,537,000 | 25,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,441,000 | 2,852,000 | 4,387,000 | 5,727,000 |
| Interest expense | 231,000 | 448,000 | 652,000 | 838,000 |
| Net interest income | 1,210,000 | 2,404,000 | 3,735,000 | 4,889,000 |
| Noninterest income | 129,000 | 242,000 | 365,000 | 490,000 |
| Noninterest expense | 973,000 | 1,882,000 | 2,836,000 | 3,759,000 |
| Provision for loan losses | 9,000 | 40,000 | 73,000 | 93,000 |
| Pretax income | 357,000 | 724,000 | 1,191,000 | 1,527,000 |
| Income tax | 27,000 | 55,000 | 103,000 | 136,000 |
| Net income | 330,000 | 669,000 | 1,088,000 | 1,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,307,000 | 23,521,000 | 23,940,000 | 23,759,000 |