Call reports 2018
FIRST STATE BANK OF PORTER — 2018
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 144,508,000 | 143,909,000 | 140,301,000 | 140,672,000 |
| Total loans | 75,889,000 | 76,325,000 | 77,504,000 | 78,124,000 |
| Allowance for loan losses | 1,030,000 | 1,039,000 | 1,050,000 | 1,067,000 |
| Securities available for sale | 53,176,000 | 51,214,000 | 50,392,000 | 49,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,643,000 | 121,916,000 | 118,083,000 | 118,206,000 |
| Interest-bearing deposits | 103,350,000 | 103,878,000 | 99,595,000 | 100,750,000 |
| Noninterest-bearing deposits | 19,293,000 | 18,038,000 | 18,488,000 | 17,456,000 |
| Equity capital | 21,238,000 | 21,371,000 | 21,513,000 | 21,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,382,000 | 2,748,000 | 4,161,000 | 5,581,000 |
| Interest expense | 127,000 | 257,000 | 391,000 | 554,000 |
| Net interest income | 1,255,000 | 2,491,000 | 3,770,000 | 5,027,000 |
| Noninterest income | 140,000 | 268,000 | 399,000 | 521,000 |
| Noninterest expense | 906,000 | 1,800,000 | 2,707,000 | 3,631,000 |
| Provision for loan losses | 35,000 | 43,000 | 55,000 | 73,000 |
| Pretax income | 454,000 | 916,000 | 1,407,000 | 1,829,000 |
| Income tax | 88,000 | 101,000 | 135,000 | 154,000 |
| Net income | 366,000 | 815,000 | 1,272,000 | 1,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,869,000 | 21,746,000 | 22,203,000 | 22,106,000 |
| Total capital | 21,899,000 | 22,784,000 | 23,245,000 | 23,126,000 |
| Risk-weighted assets | 83,097,000 | 83,077,000 | 83,326,000 | 81,585,000 |