Call reports 2017
FIRST STATE BANK OF PORTER — 2017
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 143,675,000 | 144,389,000 | 144,639,000 | 143,422,000 |
| Total loans | 71,539,000 | 72,719,000 | 72,993,000 | 72,333,000 |
| Allowance for loan losses | 948,000 | 966,000 | 974,000 | 996,000 |
| Securities available for sale | 54,369,000 | 56,621,000 | 56,909,000 | 56,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,517,000 | 122,716,000 | 122,648,000 | 121,428,000 |
| Interest-bearing deposits | 105,464,000 | 106,179,000 | 105,207,000 | 103,508,000 |
| Noninterest-bearing deposits | 17,053,000 | 16,537,000 | 17,441,000 | 17,920,000 |
| Equity capital | 20,375,000 | 20,885,000 | 21,337,000 | 21,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,632,000 | 4,025,000 | 5,383,000 |
| Interest expense | 121,000 | 244,000 | 371,000 | 498,000 |
| Net interest income | 1,184,000 | 2,388,000 | 3,654,000 | 4,885,000 |
| Noninterest income | 198,000 | 323,000 | 383,000 | 513,000 |
| Noninterest expense | 1,007,000 | 1,878,000 | 2,741,000 | 3,681,000 |
| Provision for loan losses | 26,000 | 46,000 | 56,000 | 78,000 |
| Pretax income | 349,000 | 787,000 | 1,246,000 | 1,645,000 |
| Income tax | 9,000 | 48,000 | 92,000 | 112,000 |
| Net income | 340,000 | 739,000 | 1,154,000 | 1,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,759,000 | 20,009,000 | 20,424,000 | 20,503,000 |
| Total capital | 20,707,000 | 20,975,000 | 21,398,000 | 21,499,000 |
| Risk-weighted assets | 79,182,000 | 80,030,000 | 81,376,000 | 80,965,000 |