Call reports 2016
FIRST STATE BANK OF PORTER — 2016
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,234,000 | 145,341,000 | 144,136,000 | 142,499,000 |
| Total loans | 65,998,000 | 66,830,000 | 70,569,000 | 70,017,000 |
| Allowance for loan losses | 915,000 | 961,000 | 980,000 | 923,000 |
| Securities available for sale | 62,337,000 | 63,123,000 | 60,489,000 | 56,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,273,000 | 123,831,000 | 122,408,000 | 121,822,000 |
| Interest-bearing deposits | 107,808,000 | 109,201,000 | 106,472,000 | 105,308,000 |
| Noninterest-bearing deposits | 14,465,000 | 14,630,000 | 15,936,000 | 16,514,000 |
| Equity capital | 20,106,000 | 20,683,000 | 20,846,000 | 19,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,289,000 | 2,578,000 | 3,914,000 | 5,235,000 |
| Interest expense | 130,000 | 257,000 | 386,000 | 513,000 |
| Net interest income | 1,159,000 | 2,321,000 | 3,528,000 | 4,722,000 |
| Noninterest income | 343,000 | 481,000 | 603,000 | 754,000 |
| Noninterest expense | 866,000 | 1,779,000 | 2,614,000 | 3,479,000 |
| Provision for loan losses | 0 | 47,000 | 72,000 | 72,000 |
| Pretax income | 636,000 | 1,008,000 | 1,500,000 | 1,980,000 |
| Income tax | 117,000 | 145,000 | 188,000 | 236,000 |
| Net income | 519,000 | 863,000 | 1,312,000 | 1,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,859,000 | 18,831,000 | 19,133,000 | 19,474,000 |
| Total capital | 19,774,000 | 19,792,000 | 20,113,000 | 20,397,000 |
| Risk-weighted assets | 75,464,000 | 77,185,000 | 79,104,000 | 78,498,000 |