Call reports 2015
FIRST STATE BANK OF PORTER — 2015
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 147,381,000 | 146,120,000 | 142,678,000 | 144,504,000 |
| Total loans | 72,792,000 | 71,294,000 | 68,922,000 | 66,806,000 |
| Allowance for loan losses | 1,308,000 | 1,308,000 | 1,188,000 | 1,184,000 |
| Securities available for sale | 62,939,000 | 61,609,000 | 59,277,000 | 59,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,537,000 | 126,326,000 | 122,345,000 | 124,081,000 |
| Interest-bearing deposits | 114,939,000 | 113,458,000 | 109,351,000 | 110,187,000 |
| Noninterest-bearing deposits | 12,598,000 | 12,868,000 | 12,994,000 | 13,894,000 |
| Equity capital | 18,729,000 | 18,710,000 | 19,226,000 | 19,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,758,000 | 4,052,000 | 5,319,000 |
| Interest expense | 176,000 | 340,000 | 490,000 | 628,000 |
| Net interest income | 1,269,000 | 2,418,000 | 3,562,000 | 4,691,000 |
| Noninterest income | 147,000 | 270,000 | 390,000 | 1,356,000 |
| Noninterest expense | 874,000 | 1,729,000 | 2,665,000 | 3,523,000 |
| Provision for loan losses | 41,000 | 41,000 | 41,000 | 41,000 |
| Pretax income | 500,000 | 917,000 | 1,245,000 | 2,482,000 |
| Income tax | 70,000 | 110,000 | 114,000 | 150,000 |
| Net income | 430,000 | 807,000 | 1,131,000 | 2,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,499,000 | 17,800,000 | 18,125,000 | 18,340,000 |
| Total capital | 18,526,000 | 18,817,000 | 19,119,000 | 19,305,000 |
| Risk-weighted assets | 81,839,000 | 81,089,000 | 79,336,000 | 76,972,000 |