Call reports 2014
FIRST STATE BANK OF PORTER — 2014
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 156,121,000 | 155,823,000 | 151,459,000 | 148,033,000 |
| Total loans | 75,040,000 | 75,398,000 | 75,592,000 | 74,314,000 |
| Allowance for loan losses | 1,292,000 | 1,219,000 | 1,337,000 | 1,267,000 |
| Securities available for sale | 71,380,000 | 69,463,000 | 64,940,000 | 64,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,911,000 | 137,448,000 | 129,852,000 | 128,850,000 |
| Interest-bearing deposits | 124,957,000 | 125,261,000 | 117,180,000 | 115,978,000 |
| Noninterest-bearing deposits | 11,954,000 | 12,187,000 | 12,672,000 | 12,872,000 |
| Equity capital | 16,713,000 | 17,398,000 | 17,795,000 | 18,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,393,000 | 2,828,000 | 4,237,000 | 5,608,000 |
| Interest expense | 303,000 | 588,000 | 826,000 | 1,026,000 |
| Net interest income | 1,090,000 | 2,240,000 | 3,411,000 | 4,582,000 |
| Noninterest income | 141,000 | 214,000 | 351,000 | 438,000 |
| Noninterest expense | 829,000 | 1,628,000 | 2,437,000 | 3,239,000 |
| Provision for loan losses | 6,000 | 31,000 | 151,000 | 233,000 |
| Pretax income | 396,000 | 796,000 | 1,196,000 | 1,570,000 |
| Income tax | 34,000 | 66,000 | 100,000 | 127,000 |
| Net income | 362,000 | 730,000 | 1,096,000 | 1,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,637,000 | 16,930,000 | 17,295,000 | 17,543,000 |
| Total capital | 17,760,000 | 18,037,000 | 18,359,000 | 18,593,000 |
| Risk-weighted assets | 89,699,000 | 88,409,000 | 84,878,000 | 83,768,000 |