Call reports 2013
FIRST STATE BANK OF PORTER — 2013
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 166,294,000 | 164,388,000 | 163,283,000 | 158,323,000 |
| Total loans | 73,959,000 | 72,950,000 | 73,778,000 | 73,935,000 |
| Allowance for loan losses | 1,168,000 | 1,366,000 | 1,231,000 | 1,299,000 |
| Securities available for sale | 78,200,000 | 75,525,000 | 75,393,000 | 74,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,752,000 | 146,782,000 | 145,787,000 | 140,870,000 |
| Interest-bearing deposits | 137,506,000 | 136,813,000 | 134,455,000 | 129,842,000 |
| Noninterest-bearing deposits | 10,246,000 | 9,969,000 | 11,332,000 | 11,028,000 |
| Equity capital | 17,493,000 | 16,578,000 | 16,464,000 | 16,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,515,000 | 2,957,000 | 4,415,000 | 5,817,000 |
| Interest expense | 413,000 | 809,000 | 1,189,000 | 1,537,000 |
| Net interest income | 1,102,000 | 2,148,000 | 3,226,000 | 4,280,000 |
| Noninterest income | 140,000 | 290,000 | -220,000 | -103,000 |
| Noninterest expense | 862,000 | 1,713,000 | 2,482,000 | 3,272,000 |
| Provision for loan losses | 91,000 | 290,000 | 414,000 | 488,000 |
| Pretax income | 290,000 | 469,000 | 144,000 | 451,000 |
| Income tax | 8,000 | -28,000 | -244,000 | -255,000 |
| Net income | 282,000 | 497,000 | 388,000 | 706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,533,000 | 16,701,000 | 16,592,000 | 16,860,000 |
| Total capital | 17,661,000 | 17,836,000 | 17,731,000 | 17,990,000 |
| Risk-weighted assets | 90,223,000 | 90,562,000 | 91,037,000 | 90,233,000 |