Call reports 2011
FIRST STATE BANK OF PORTER — 2011
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 149,680,000 | 152,846,000 | 159,043,000 | 161,264,000 |
| Total loans | 75,130,000 | 73,794,000 | 75,821,000 | 75,821,000 |
| Allowance for loan losses | 931,000 | 987,000 | 1,038,000 | 1,027,000 |
| Securities available for sale | 61,790,000 | 62,593,000 | 65,708,000 | 72,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,187,000 | 136,361,000 | 141,734,000 | 143,169,000 |
| Interest-bearing deposits | 125,609,000 | 127,667,000 | 132,353,000 | 134,223,000 |
| Noninterest-bearing deposits | 8,578,000 | 8,694,000 | 9,381,000 | 8,946,000 |
| Equity capital | 14,575,000 | 15,536,000 | 16,296,000 | 17,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,579,000 | 3,136,000 | 4,716,000 | 6,278,000 |
| Interest expense | 495,000 | 974,000 | 1,450,000 | 1,924,000 |
| Net interest income | 1,084,000 | 2,162,000 | 3,266,000 | 4,354,000 |
| Noninterest income | 133,000 | 264,000 | 398,000 | 518,000 |
| Noninterest expense | 854,000 | 1,790,000 | 2,597,000 | 3,411,000 |
| Provision for loan losses | 80,000 | 137,000 | 265,000 | 315,000 |
| Pretax income | 285,000 | 501,000 | 875,000 | 1,219,000 |
| Income tax | 29,000 | -31,000 | 12,000 | 112,000 |
| Net income | 256,000 | 532,000 | 863,000 | 1,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,101,000 | 15,328,000 | 15,659,000 | 15,855,000 |
| Total capital | 16,032,000 | 16,315,000 | 16,697,000 | 16,882,000 |
| Risk-weighted assets | 81,720,000 | 81,459,000 | 84,205,000 | 84,714,000 |