Call reports 2010
FIRST STATE BANK OF PORTER — 2010
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 142,203,000 | 146,221,000 | 144,880,000 | 148,584,000 |
| Total loans | 73,014,000 | 73,628,000 | 72,897,000 | 72,103,000 |
| Allowance for loan losses | 691,000 | 678,000 | 849,000 | 898,000 |
| Securities available for sale | 50,673,000 | 55,428,000 | 54,278,000 | 62,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,763,000 | 130,359,000 | 128,847,000 | 132,905,000 |
| Interest-bearing deposits | 117,737,000 | 121,628,000 | 120,148,000 | 124,448,000 |
| Noninterest-bearing deposits | 9,026,000 | 8,731,000 | 8,699,000 | 8,457,000 |
| Equity capital | 14,506,000 | 14,877,000 | 15,124,000 | 14,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 3,069,000 | 4,668,000 | 6,249,000 |
| Interest expense | 815,000 | 1,632,000 | 2,289,000 | 2,848,000 |
| Net interest income | 682,000 | 1,437,000 | 2,379,000 | 3,401,000 |
| Noninterest income | 149,000 | 300,000 | 443,000 | 578,000 |
| Noninterest expense | 780,000 | 1,574,000 | 2,375,000 | 3,239,000 |
| Provision for loan losses | 91,000 | 139,000 | 343,000 | 409,000 |
| Pretax income | -40,000 | 49,000 | 130,000 | 480,000 |
| Income tax | -94,000 | -142,000 | -190,000 | -161,000 |
| Net income | 54,000 | 191,000 | 320,000 | 641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,282,000 | 14,420,000 | 14,548,000 | 14,845,000 |
| Total capital | 14,973,000 | 15,098,000 | 15,397,000 | 15,743,000 |
| Risk-weighted assets | 78,485,000 | 79,266,000 | 77,515,000 | 79,542,000 |