Call reports 2009
FIRST STATE BANK OF PORTER — 2009
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 127,701,000 | 128,627,000 | 127,888,000 | 134,442,000 |
| Total loans | 75,202,000 | 73,724,000 | 74,239,000 | 73,686,000 |
| Allowance for loan losses | 942,000 | 934,000 | 963,000 | 952,000 |
| Securities available for sale | 35,863,000 | 36,816,000 | 41,261,000 | 42,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,056,000 | 108,029,000 | 111,651,000 | 119,378,000 |
| Interest-bearing deposits | 97,494,000 | 98,337,000 | 102,644,000 | 111,160,000 |
| Noninterest-bearing deposits | 9,562,000 | 9,692,000 | 9,007,000 | 8,218,000 |
| Equity capital | 14,818,000 | 14,636,000 | 15,268,000 | 14,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,537,000 | 3,085,000 | 4,622,000 | 6,130,000 |
| Interest expense | 849,000 | 1,705,000 | 2,550,000 | 3,364,000 |
| Net interest income | 688,000 | 1,380,000 | 2,072,000 | 2,766,000 |
| Noninterest income | 118,000 | 242,000 | 388,000 | 538,000 |
| Noninterest expense | 826,000 | 1,637,000 | 2,537,000 | 3,478,000 |
| Provision for loan losses | 147,000 | 218,000 | 303,000 | 372,000 |
| Pretax income | -167,000 | -233,000 | -380,000 | -233,000 |
| Income tax | -137,000 | -233,000 | -362,000 | -410,000 |
| Net income | -30,000 | 0 | -18,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,314,000 | 14,345,000 | 14,327,000 | 14,522,000 |
| Total capital | 15,256,000 | 15,279,000 | 15,278,000 | 15,474,000 |
| Risk-weighted assets | 75,451,000 | 75,570,000 | 76,055,000 | 77,011,000 |