Call reports 2008
FIRST STATE BANK OF PORTER — 2008
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 129,248,000 | 125,324,000 | 125,515,000 | 125,508,000 |
| Total loans | 73,985,000 | 70,068,000 | 70,642,000 | 73,830,000 |
| Allowance for loan losses | 1,044,000 | 958,000 | 944,000 | 862,000 |
| Securities available for sale | 42,813,000 | 42,990,000 | 41,328,000 | 39,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,611,000 | 105,269,000 | 105,177,000 | 104,702,000 |
| Interest-bearing deposits | 95,284,000 | 94,811,000 | 96,363,000 | 94,771,000 |
| Noninterest-bearing deposits | 9,327,000 | 10,458,000 | 8,814,000 | 9,931,000 |
| Equity capital | 18,655,000 | 14,157,000 | 14,446,000 | 14,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,768,000 | 3,480,000 | 5,169,000 | 6,797,000 |
| Interest expense | 936,000 | 1,857,000 | 2,762,000 | 3,640,000 |
| Net interest income | 832,000 | 1,623,000 | 2,407,000 | 3,157,000 |
| Noninterest income | 118,000 | 227,000 | 336,000 | 464,000 |
| Noninterest expense | 752,000 | 1,502,000 | 2,236,000 | 2,971,000 |
| Provision for loan losses | 311,000 | 321,000 | 332,000 | 342,000 |
| Pretax income | -113,000 | 27,000 | 175,000 | 308,000 |
| Income tax | -111,000 | -79,000 | -186,000 | -223,000 |
| Net income | -2,000 | 106,000 | 361,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,073,000 | 13,930,000 | 14,185,000 | 14,344,000 |
| Total capital | 19,038,000 | 14,844,000 | 15,117,000 | 15,206,000 |
| Risk-weighted assets | 77,146,000 | 74,037,000 | 74,083,000 | 73,977,000 |