Call reports 2007
FIRST STATE BANK OF PORTER — 2007
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 122,053,000 | 125,994,000 | 125,554,000 | 127,920,000 |
| Total loans | 64,062,000 | 68,963,000 | 69,960,000 | 72,921,000 |
| Allowance for loan losses | 718,000 | 726,000 | 727,000 | 736,000 |
| Securities available for sale | 43,575,000 | 44,329,000 | 42,730,000 | 42,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,250,000 | 102,985,000 | 101,845,000 | 103,722,000 |
| Interest-bearing deposits | 90,973,000 | 93,640,000 | 92,041,000 | 92,315,000 |
| Noninterest-bearing deposits | 8,277,000 | 9,345,000 | 9,804,000 | 11,407,000 |
| Equity capital | 17,167,000 | 17,322,000 | 17,910,000 | 18,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,841,000 | 3,770,000 | 5,739,000 | 7,682,000 |
| Interest expense | 902,000 | 1,847,000 | 2,806,000 | 3,756,000 |
| Net interest income | 939,000 | 1,923,000 | 2,933,000 | 3,926,000 |
| Noninterest income | 112,000 | 223,000 | 329,000 | 440,000 |
| Noninterest expense | 722,000 | 1,477,000 | 2,222,000 | 2,973,000 |
| Provision for loan losses | 0 | 8,000 | 18,000 | 28,000 |
| Pretax income | 329,000 | 661,000 | 1,022,000 | 1,365,000 |
| Income tax | 30,000 | 55,000 | 88,000 | 141,000 |
| Net income | 299,000 | 606,000 | 934,000 | 1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,250,000 | 17,506,000 | 17,834,000 | 18,074,000 |
| Total capital | 17,968,000 | 18,232,000 | 18,561,000 | 18,810,000 |
| Risk-weighted assets | 70,010,000 | 73,771,000 | 74,319,000 | 77,623,000 |