Call reports 2005
FIRST STATE BANK OF PORTER — 2005
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 116,417,000 | 122,905,000 | 121,836,000 | 123,280,000 |
| Total loans | 58,166,000 | 62,402,000 | 64,655,000 | 62,456,000 |
| Allowance for loan losses | 631,000 | 647,000 | 630,000 | 688,000 |
| Securities available for sale | 46,731,000 | 44,112,000 | 44,663,000 | 44,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,245,000 | 102,002,000 | 100,845,000 | 102,205,000 |
| Interest-bearing deposits | 91,142,000 | 92,250,000 | 90,766,000 | 91,408,000 |
| Noninterest-bearing deposits | 10,103,000 | 9,752,000 | 10,079,000 | 10,797,000 |
| Equity capital | 14,821,000 | 15,385,000 | 15,509,000 | 15,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 3,117,000 | 4,878,000 | 6,636,000 |
| Interest expense | 544,000 | 1,127,000 | 1,783,000 | 2,447,000 |
| Net interest income | 953,000 | 1,990,000 | 3,095,000 | 4,189,000 |
| Noninterest income | 134,000 | 242,000 | 343,000 | 444,000 |
| Noninterest expense | 721,000 | 1,426,000 | 2,138,000 | 2,888,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 245,000 |
| Pretax income | 306,000 | 686,000 | 1,120,000 | 1,500,000 |
| Income tax | 17,000 | 37,000 | 87,000 | 114,000 |
| Net income | 289,000 | 649,000 | 1,033,000 | 1,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,770,000 | 15,102,000 | 15,485,000 | 15,810,000 |
| Total capital | 15,401,000 | 15,749,000 | 16,115,000 | 16,498,000 |
| Risk-weighted assets | 62,984,000 | 67,633,000 | 69,363,000 | 67,769,000 |