Call reports 2003
FIRST STATE BANK OF PORTER — 2003
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 97,256,000 | 101,574,000 | 104,278,000 | 101,165,000 |
| Total loans | 47,138,000 | 50,210,000 | 53,043,000 | 55,653,000 |
| Allowance for loan losses | 398,000 | 404,000 | 571,000 | 459,000 |
| Securities available for sale | 37,323,000 | 36,315,000 | 38,434,000 | 37,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,817,000 | 86,555,000 | 89,046,000 | 86,407,000 |
| Interest-bearing deposits | 75,269,000 | 77,310,000 | 79,960,000 | 78,238,000 |
| Noninterest-bearing deposits | 7,548,000 | 9,245,000 | 9,086,000 | 8,169,000 |
| Equity capital | 13,662,000 | 14,054,000 | 13,957,000 | 14,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,608,000 | 3,956,000 | 5,288,000 |
| Interest expense | 565,000 | 1,120,000 | 1,670,000 | 2,214,000 |
| Net interest income | 706,000 | 1,488,000 | 2,286,000 | 3,074,000 |
| Noninterest income | 73,000 | 147,000 | 252,000 | 337,000 |
| Noninterest expense | 596,000 | 1,215,000 | 1,839,000 | 2,447,000 |
| Provision for loan losses | 78,000 | 103,000 | 273,000 | 293,000 |
| Pretax income | 108,000 | 320,000 | 429,000 | 674,000 |
| Income tax | -7,000 | -12,000 | -20,000 | -86,000 |
| Net income | 115,000 | 332,000 | 449,000 | 760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,706,000 | 12,898,000 | 13,015,000 | 13,277,000 |
| Total capital | 13,104,000 | 13,302,000 | 13,586,000 | 13,736,000 |
| Risk-weighted assets | 50,289,000 | 53,065,000 | 56,210,000 | 57,166,000 |