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Call reports 2003

FIRST STATE BANK OF PORTER — 2003

What FIRST STATE BANK OF PORTER reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a8f59334-4027-4690-b077-ec96f433d314/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets97,256,000101,574,000104,278,000101,165,000
Total loans47,138,00050,210,00053,043,00055,653,000
Allowance for loan losses398,000404,000571,000459,000
Securities available for sale37,323,00036,315,00038,434,00037,776,000
Securities held to maturity0000
Trading assets0000
Total deposits82,817,00086,555,00089,046,00086,407,000
Interest-bearing deposits75,269,00077,310,00079,960,00078,238,000
Noninterest-bearing deposits7,548,0009,245,0009,086,0008,169,000
Equity capital13,662,00014,054,00013,957,00014,135,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income1,271,0002,608,0003,956,0005,288,000
Interest expense565,0001,120,0001,670,0002,214,000
Net interest income706,0001,488,0002,286,0003,074,000
Noninterest income73,000147,000252,000337,000
Noninterest expense596,0001,215,0001,839,0002,447,000
Provision for loan losses78,000103,000273,000293,000
Pretax income108,000320,000429,000674,000
Income tax-7,000-12,000-20,000-86,000
Net income115,000332,000449,000760,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital12,706,00012,898,00013,015,00013,277,000
Total capital13,104,00013,302,00013,586,00013,736,000
Risk-weighted assets50,289,00053,065,00056,210,00057,166,000