Call reports 2002
FIRST STATE BANK OF PORTER — 2002
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 86,440,000 | 90,593,000 | 92,881,000 | 96,447,000 |
| Total loans | 45,411,000 | 43,832,000 | 43,734,000 | 45,800,000 |
| Allowance for loan losses | 452,000 | 415,000 | 421,000 | 320,000 |
| Securities available for sale | 28,658,000 | 35,334,000 | 38,686,000 | 37,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,540,000 | 77,512,000 | 78,652,000 | 81,919,000 |
| Interest-bearing deposits | 66,203,000 | 69,863,000 | 71,277,000 | 73,514,000 |
| Noninterest-bearing deposits | 7,337,000 | 7,649,000 | 7,375,000 | 8,405,000 |
| Equity capital | 11,971,000 | 12,623,000 | 13,440,000 | 13,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,260,000 | 2,538,000 | 3,818,000 | 5,181,000 |
| Interest expense | 544,000 | 1,125,000 | 1,729,000 | 2,310,000 |
| Net interest income | 716,000 | 1,413,000 | 2,089,000 | 2,871,000 |
| Noninterest income | 116,000 | 181,000 | 307,000 | 388,000 |
| Noninterest expense | 709,000 | 1,243,000 | 1,719,000 | 2,274,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 123,000 | 342,000 | 663,000 | 963,000 |
| Income tax | 23,000 | 0 | 16,000 | 34,000 |
| Net income | 100,000 | 342,000 | 647,000 | 929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,915,000 | 12,132,000 | 12,438,000 | 12,694,000 |
| Total capital | 12,367,000 | 12,547,000 | 12,859,000 | 13,014,000 |
| Risk-weighted assets | 45,373,000 | 45,227,000 | 46,873,000 | 49,580,000 |