Call reports 2001
FIRST STATE BANK OF PORTER — 2001
What FIRST STATE BANK OF PORTER reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 71,916,000 | 75,404,000 | 79,093,000 | 82,159,000 |
| Total loans | 41,642,000 | 44,556,000 | 46,313,000 | 44,772,000 |
| Allowance for loan losses | 512,000 | 519,000 | 536,000 | 435,000 |
| Securities available for sale | 20,111,000 | 22,707,000 | 22,656,000 | 25,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,224,000 | 63,507,000 | 66,602,000 | 69,944,000 |
| Interest-bearing deposits | 53,393,000 | 56,266,000 | 59,586,000 | 62,142,000 |
| Noninterest-bearing deposits | 6,831,000 | 7,241,000 | 7,016,000 | 7,802,000 |
| Equity capital | 11,363,000 | 11,586,000 | 12,009,000 | 11,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,303,000 | 2,631,000 | 3,942,000 | 5,229,000 |
| Interest expense | 619,000 | 1,251,000 | 1,883,000 | 2,455,000 |
| Net interest income | 684,000 | 1,380,000 | 2,059,000 | 2,774,000 |
| Noninterest income | 84,000 | 181,000 | 270,000 | 359,000 |
| Noninterest expense | 549,000 | 1,099,000 | 1,657,000 | 2,212,000 |
| Provision for loan losses | 9,000 | 17,000 | 33,000 | 50,000 |
| Pretax income | 210,000 | 445,000 | 660,000 | 897,000 |
| Income tax | 33,000 | 61,000 | 70,000 | 93,000 |
| Net income | 177,000 | 384,000 | 590,000 | 804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,219,000 | 11,415,000 | 11,621,000 | 11,815,000 |
| Total capital | 11,731,000 | 11,934,000 | 12,157,000 | 12,250,000 |
| Risk-weighted assets | 40,994,000 | 43,672,000 | 44,902,000 | 44,627,000 |