Call reports 2025
VISIONBANK OF IOWA — 2025
What VISIONBANK OF IOWA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 911,723,000 | 913,094,000 | 899,954,000 | 898,513,000 |
| Total loans | 763,363,000 | 756,677,000 | 768,746,000 | 767,420,000 |
| Allowance for loan losses | 8,091,000 | 8,261,000 | 8,319,000 | 8,430,000 |
| Securities available for sale | 64,109,000 | 61,462,000 | 61,423,000 | 55,199,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 753,872,000 | 771,424,000 | 748,599,000 | 754,995,000 |
| Interest-bearing deposits | 623,890,000 | 645,993,000 | 622,497,000 | 626,521,000 |
| Noninterest-bearing deposits | 129,982,000 | 125,431,000 | 126,102,000 | 128,474,000 |
| Equity capital | 87,926,000 | 89,510,000 | 89,124,000 | 91,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,062,000 | 24,402,000 | 37,026,000 | 49,525,000 |
| Interest expense | 4,898,000 | 9,617,000 | 14,445,000 | 19,278,000 |
| Net interest income | 7,164,000 | 14,785,000 | 22,581,000 | 30,247,000 |
| Noninterest income | 876,000 | 1,793,000 | 2,752,000 | 3,964,000 |
| Noninterest expense | 5,371,000 | 10,575,000 | 15,896,000 | 21,287,000 |
| Provision for loan losses | 120,000 | 330,000 | 455,000 | 545,000 |
| Pretax income | 2,549,000 | 5,673,000 | 8,958,000 | 12,355,000 |
| Income tax | 124,000 | 226,000 | 355,000 | 489,000 |
| Net income | 2,425,000 | 5,447,000 | 8,603,000 | 11,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,885,000 | 79,222,000 | 78,652,000 | 80,511,000 |
| Total capital | 85,976,000 | 87,483,000 | 86,971,000 | 88,941,000 |
| Risk-weighted assets | 785,575,000 | 772,259,000 | 783,765,000 | 788,514,000 |