Call reports 2024
VISIONBANK OF IOWA — 2024
What VISIONBANK OF IOWA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 827,685,000 | 843,238,000 | 887,367,000 | 901,638,000 |
| Total loans | 677,016,000 | 708,052,000 | 718,266,000 | 765,128,000 |
| Allowance for loan losses | 7,447,000 | 7,435,000 | 7,467,000 | 7,977,000 |
| Securities available for sale | 66,100,000 | 62,317,000 | 66,544,000 | 67,767,000 |
| Securities held to maturity | 2,503,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 683,655,000 | 701,572,000 | 737,384,000 | 751,462,000 |
| Interest-bearing deposits | 549,364,000 | 568,603,000 | 604,626,000 | 620,494,000 |
| Noninterest-bearing deposits | 134,291,000 | 132,969,000 | 132,758,000 | 130,968,000 |
| Equity capital | 79,400,000 | 82,475,000 | 85,664,000 | 85,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,236,000 | 21,081,000 | 32,562,000 | 44,694,000 |
| Interest expense | 3,958,000 | 8,298,000 | 13,129,000 | 18,277,000 |
| Net interest income | 6,278,000 | 12,783,000 | 19,433,000 | 26,417,000 |
| Noninterest income | 914,000 | 1,859,000 | 2,900,000 | 3,862,000 |
| Noninterest expense | 4,920,000 | 9,877,000 | 14,989,000 | 20,106,000 |
| Provision for loan losses | 65,000 | 65,000 | 140,000 | 640,000 |
| Pretax income | 2,207,000 | 4,700,000 | 7,204,000 | 9,533,000 |
| Income tax | 107,000 | 226,000 | 346,000 | 457,000 |
| Net income | 2,100,000 | 4,474,000 | 6,858,000 | 9,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,946,000 | 72,970,000 | 75,029,000 | 76,224,000 |
| Total capital | 77,393,000 | 80,405,000 | 82,496,000 | 84,201,000 |
| Risk-weighted assets | 734,162,000 | 765,214,000 | 765,048,000 | 797,647,000 |