Call reports 2023
VISIONBANK OF IOWA — 2023
What VISIONBANK OF IOWA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 760,617,000 | 787,367,000 | 793,376,000 | 811,807,000 |
| Total loans | 613,681,000 | 644,913,000 | 649,377,000 | 670,947,000 |
| Allowance for loan losses | 6,967,000 | 7,145,000 | 7,161,000 | 7,388,000 |
| Securities available for sale | 71,535,000 | 67,722,000 | 66,347,000 | 65,428,000 |
| Securities held to maturity | 2,522,000 | 2,517,000 | 2,512,000 | 2,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 628,196,000 | 658,718,000 | 664,034,000 | 674,167,000 |
| Interest-bearing deposits | 470,594,000 | 508,639,000 | 511,557,000 | 528,050,000 |
| Noninterest-bearing deposits | 157,603,000 | 150,079,000 | 152,477,000 | 146,117,000 |
| Equity capital | 74,549,000 | 74,843,000 | 75,308,000 | 77,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,331,000 | 17,398,000 | 26,860,000 | 36,806,000 |
| Interest expense | 1,988,000 | 4,738,000 | 7,864,000 | 11,430,000 |
| Net interest income | 6,343,000 | 12,660,000 | 18,996,000 | 25,376,000 |
| Noninterest income | 897,000 | 1,924,000 | 2,926,000 | 3,834,000 |
| Noninterest expense | 5,092,000 | 10,274,000 | 15,127,000 | 20,051,000 |
| Provision for loan losses | 0 | 200,000 | 300,000 | 700,000 |
| Pretax income | 2,148,000 | 4,110,000 | 6,495,000 | 8,459,000 |
| Income tax | 104,000 | 198,000 | 312,000 | 405,000 |
| Net income | 2,044,000 | 3,912,000 | 6,183,000 | 8,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,685,000 | 65,676,000 | 66,784,000 | 67,776,000 |
| Total capital | 71,652,000 | 72,821,000 | 73,945,000 | 75,164,000 |
| Risk-weighted assets | 681,164,000 | 708,601,000 | 711,001,000 | 731,048,000 |