Call reports 2022
VISIONBANK OF IOWA — 2022
What VISIONBANK OF IOWA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 592,960,000 | 594,757,000 | 579,524,000 | 755,877,000 |
| Total loans | 483,014,000 | 497,028,000 | 503,847,000 | 602,049,000 |
| Allowance for loan losses | 5,621,000 | 5,649,000 | 5,723,000 | 5,803,000 |
| Securities available for sale | 44,621,000 | 45,055,000 | 42,463,000 | 71,595,000 |
| Securities held to maturity | 2,540,000 | 2,535,000 | 2,531,000 | 2,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 484,885,000 | 486,110,000 | 467,253,000 | 627,980,000 |
| Interest-bearing deposits | 371,954,000 | 372,946,000 | 358,685,000 | 461,983,000 |
| Noninterest-bearing deposits | 112,931,000 | 113,164,000 | 108,568,000 | 165,997,000 |
| Equity capital | 59,032,000 | 58,877,000 | 58,203,000 | 74,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,715,000 | 9,656,000 | 15,166,000 | 22,628,000 |
| Interest expense | 615,000 | 1,304,000 | 2,337,000 | 3,777,000 |
| Net interest income | 4,100,000 | 8,352,000 | 12,829,000 | 18,851,000 |
| Noninterest income | 748,000 | 1,494,000 | 2,130,000 | 2,943,000 |
| Noninterest expense | 3,867,000 | 7,662,000 | 11,312,000 | 15,697,000 |
| Provision for loan losses | 0 | 25,000 | 100,000 | 175,000 |
| Pretax income | 981,000 | 2,159,000 | 3,547,000 | 5,922,000 |
| Income tax | 48,000 | 104,000 | 171,000 | 285,000 |
| Net income | 933,000 | 2,055,000 | 3,376,000 | 5,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,844,000 | 61,405,000 | 61,941,000 | 64,798,000 |
| Total capital | 66,465,000 | 67,054,000 | 67,664,000 | 70,601,000 |
| Risk-weighted assets | 529,377,000 | 550,251,000 | 553,318,000 | 676,417,000 |