Call reports 2021
VISIONBANK OF IOWA — 2021
What VISIONBANK OF IOWA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 586,379,000 | 604,329,000 | 603,450,000 | 600,366,000 |
| Total loans | 463,824,000 | 468,519,000 | 450,357,000 | 479,371,000 |
| Allowance for loan losses | 5,611,000 | 5,613,000 | 5,617,000 | 5,617,000 |
| Securities available for sale | 18,940,000 | 25,131,000 | 33,171,000 | 42,616,000 |
| Securities held to maturity | 1,559,000 | 1,554,000 | 2,049,000 | 2,045,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,237,000 | 490,477,000 | 490,843,000 | 487,152,000 |
| Interest-bearing deposits | 370,692,000 | 390,641,000 | 388,850,000 | 381,186,000 |
| Noninterest-bearing deposits | 97,544,000 | 99,837,000 | 101,993,000 | 105,966,000 |
| Equity capital | 58,723,000 | 59,330,000 | 59,943,000 | 60,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,056,000 | 9,974,000 | 14,977,000 | 19,816,000 |
| Interest expense | 894,000 | 1,743,000 | 2,515,000 | 3,201,000 |
| Net interest income | 4,162,000 | 8,231,000 | 12,462,000 | 16,615,000 |
| Noninterest income | 1,085,000 | 1,917,000 | 2,548,000 | 3,546,000 |
| Noninterest expense | 3,786,000 | 7,308,000 | 10,744,000 | 14,325,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,461,000 | 2,840,000 | 4,266,000 | 5,836,000 |
| Income tax | 71,000 | 137,000 | 205,000 | 280,000 |
| Net income | 1,390,000 | 2,703,000 | 4,061,000 | 5,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,295,000 | 58,951,000 | 59,631,000 | 60,378,000 |
| Total capital | 63,906,000 | 64,564,000 | 65,248,000 | 65,995,000 |
| Risk-weighted assets | 485,188,000 | 493,930,000 | 493,536,000 | 518,972,000 |