Call reports 2020
VISIONBANK OF IOWA — 2020
What VISIONBANK OF IOWA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 532,348,000 | 576,072,000 | 566,410,000 | 574,837,000 |
| Total loans | 449,195,000 | 470,174,000 | 478,272,000 | 473,031,000 |
| Allowance for loan losses | 5,733,000 | 6,131,000 | 6,301,000 | 5,607,000 |
| Securities available for sale | 5,693,000 | 5,685,000 | 14,003,000 | 16,823,000 |
| Securities held to maturity | 507,000 | 506,000 | 506,000 | 505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,542,000 | 448,663,000 | 442,770,000 | 453,645,000 |
| Interest-bearing deposits | 335,666,000 | 360,870,000 | 350,993,000 | 358,131,000 |
| Noninterest-bearing deposits | 67,877,000 | 87,793,000 | 91,777,000 | 95,514,000 |
| Equity capital | 55,503,000 | 56,454,000 | 57,322,000 | 58,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,439,000 | 10,871,000 | 15,929,000 | 21,071,000 |
| Interest expense | 1,636,000 | 2,993,000 | 4,229,000 | 5,299,000 |
| Net interest income | 3,803,000 | 7,878,000 | 11,700,000 | 15,772,000 |
| Noninterest income | 710,000 | 2,107,000 | 3,709,000 | 4,967,000 |
| Noninterest expense | 3,041,000 | 6,206,000 | 9,569,000 | 13,162,000 |
| Provision for loan losses | 725,000 | 1,125,000 | 1,325,000 | 1,375,000 |
| Pretax income | 747,000 | 2,654,000 | 4,515,000 | 6,202,000 |
| Income tax | 35,000 | 128,000 | 217,000 | 297,000 |
| Net income | 712,000 | 2,526,000 | 4,298,000 | 5,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,953,000 | 55,911,000 | 56,797,000 | 57,600,000 |
| Total capital | 60,686,000 | 61,825,000 | 62,937,000 | 63,207,000 |
| Risk-weighted assets | 474,341,000 | 473,000,000 | 491,062,000 | 498,154,000 |