Call reports 2019
VISIONBANK OF IOWA — 2019
What VISIONBANK OF IOWA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 493,831,000 | 492,891,000 | 488,978,000 | 541,944,000 |
| Total loans | 423,638,000 | 414,313,000 | 423,310,000 | 441,928,000 |
| Allowance for loan losses | 4,848,000 | 4,925,000 | 4,927,000 | 4,925,000 |
| Securities available for sale | 10,544,000 | 10,193,000 | 6,700,000 | 4,508,000 |
| Securities held to maturity | 828,000 | 1,008,000 | 1,007,000 | 507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,651,000 | 365,706,000 | 365,298,000 | 413,412,000 |
| Interest-bearing deposits | 296,694,000 | 300,298,000 | 297,014,000 | 344,656,000 |
| Noninterest-bearing deposits | 67,957,000 | 65,407,000 | 68,284,000 | 68,756,000 |
| Equity capital | 52,746,000 | 53,540,000 | 54,347,000 | 55,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,491,000 | 11,115,000 | 16,688,000 | 22,241,000 |
| Interest expense | 1,513,000 | 3,079,000 | 4,632,000 | 6,341,000 |
| Net interest income | 3,978,000 | 8,036,000 | 12,056,000 | 15,900,000 |
| Noninterest income | 464,000 | 1,081,000 | 1,769,000 | 2,596,000 |
| Noninterest expense | 2,940,000 | 5,840,000 | 8,685,000 | 11,674,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 1,427,000 | 3,127,000 | 4,990,000 | 6,672,000 |
| Income tax | 72,000 | 151,000 | 240,000 | 320,000 |
| Net income | 1,355,000 | 2,976,000 | 4,750,000 | 6,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,399,000 | 53,129,000 | 53,927,000 | 54,648,000 |
| Total capital | 57,247,000 | 58,054,000 | 58,854,000 | 59,573,000 |
| Risk-weighted assets | 435,375,000 | 433,470,000 | 446,749,000 | 462,882,000 |