Call reports 2018
VISIONBANK OF IOWA — 2018
What VISIONBANK OF IOWA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 456,851,000 | 492,917,000 | 496,495,000 | 500,482,000 |
| Total loans | 384,013,000 | 402,555,000 | 417,652,000 | 412,038,000 |
| Allowance for loan losses | 4,559,000 | 4,606,000 | 4,653,000 | 4,719,000 |
| Securities available for sale | 14,554,000 | 13,545,000 | 13,551,000 | 10,502,000 |
| Securities held to maturity | 324,000 | 323,000 | 322,000 | 321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,376,000 | 357,109,000 | 364,649,000 | 371,917,000 |
| Interest-bearing deposits | 265,476,000 | 277,951,000 | 289,738,000 | 297,669,000 |
| Noninterest-bearing deposits | 78,900,000 | 79,159,000 | 74,911,000 | 74,248,000 |
| Equity capital | 50,310,000 | 50,870,000 | 51,476,000 | 52,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,635,000 | 9,614,000 | 15,000,000 | 20,525,000 |
| Interest expense | 922,000 | 2,053,000 | 3,494,000 | 4,984,000 |
| Net interest income | 3,713,000 | 7,561,000 | 11,506,000 | 15,541,000 |
| Noninterest income | -47,000 | 517,000 | 1,066,000 | 1,518,000 |
| Noninterest expense | 2,966,000 | 5,861,000 | 8,748,000 | 11,717,000 |
| Provision for loan losses | 65,000 | 110,000 | 155,000 | 170,000 |
| Pretax income | 635,000 | 2,107,000 | 3,669,000 | 5,172,000 |
| Income tax | 32,000 | 102,000 | 176,000 | 248,000 |
| Net income | 603,000 | 2,005,000 | 3,493,000 | 4,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,061,000 | 50,622,000 | 51,217,000 | 51,789,000 |
| Total capital | 54,620,000 | 55,228,000 | 55,870,000 | 56,508,000 |
| Risk-weighted assets | 407,234,000 | 424,561,000 | 438,195,000 | 426,698,000 |