Call reports 2017
VISIONBANK OF IOWA — 2017
What VISIONBANK OF IOWA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 466,237,000 | 465,520,000 | 438,771,000 | 452,731,000 |
| Total loans | 373,421,000 | 371,868,000 | 363,386,000 | 382,248,000 |
| Allowance for loan losses | 4,582,000 | 3,932,000 | 4,120,000 | 4,494,000 |
| Securities available for sale | 14,031,000 | 18,223,000 | 17,708,000 | 16,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,717,000 | 362,537,000 | 331,709,000 | 344,979,000 |
| Interest-bearing deposits | 280,238,000 | 275,908,000 | 251,293,000 | 261,842,000 |
| Noninterest-bearing deposits | 83,479,000 | 86,629,000 | 80,416,000 | 83,137,000 |
| Equity capital | 48,720,000 | 49,039,000 | 49,651,000 | 50,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,211,000 | 8,557,000 | 13,052,000 | 17,571,000 |
| Interest expense | 726,000 | 1,526,000 | 2,334,000 | 3,151,000 |
| Net interest income | 3,485,000 | 7,031,000 | 10,718,000 | 14,420,000 |
| Noninterest income | 456,000 | 1,037,000 | 1,601,000 | 1,877,000 |
| Noninterest expense | 2,849,000 | 5,662,000 | 8,496,000 | 11,222,000 |
| Provision for loan losses | 0 | 600,000 | 720,000 | 840,000 |
| Pretax income | 1,092,000 | 1,806,000 | 3,103,000 | 4,235,000 |
| Income tax | 55,000 | 91,000 | 156,000 | 211,000 |
| Net income | 1,037,000 | 1,715,000 | 2,947,000 | 4,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,326,000 | 48,665,000 | 49,282,000 | 49,820,000 |
| Total capital | 52,908,000 | 52,597,000 | 53,402,000 | 54,314,000 |
| Risk-weighted assets | 398,126,000 | 395,105,000 | 384,130,000 | 407,812,000 |