Call reports 2014
VISIONBANK OF IOWA — 2014
What VISIONBANK OF IOWA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 397,778,000 | 407,979,000 | 399,782,000 | 391,439,000 |
| Total loans | 303,808,000 | 309,004,000 | 306,432,000 | 313,509,000 |
| Allowance for loan losses | 6,721,000 | 6,743,000 | 6,751,000 | 6,350,000 |
| Securities available for sale | 24,514,000 | 21,553,000 | 19,039,000 | 16,482,000 |
| Securities held to maturity | 0 | 0 | 4,780,000 | 4,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,520,000 | 331,845,000 | 325,765,000 | 317,375,000 |
| Interest-bearing deposits | 248,732,000 | 248,778,000 | 245,912,000 | 237,354,000 |
| Noninterest-bearing deposits | 72,788,000 | 83,067,000 | 79,853,000 | 80,021,000 |
| Equity capital | 44,490,000 | 44,192,000 | 44,194,000 | 44,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,767,000 | 7,512,000 | 11,186,000 | 14,843,000 |
| Interest expense | 504,000 | 1,003,000 | 1,485,000 | 1,941,000 |
| Net interest income | 3,263,000 | 6,509,000 | 9,701,000 | 12,902,000 |
| Noninterest income | 482,000 | 1,023,000 | 1,589,000 | 2,176,000 |
| Noninterest expense | 2,635,000 | 5,270,000 | 7,922,000 | 10,654,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,000,000 | 2,152,000 | 3,536,000 | 4,592,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,000,000 | 2,152,000 | 3,536,000 | 4,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,601,000 | 43,265,000 | 43,674,000 | 43,896,000 |
| Total capital | 47,531,000 | 47,268,000 | 47,721,000 | 48,098,000 |
| Risk-weighted assets | 311,631,000 | 317,460,000 | 321,051,000 | 334,005,000 |