Call reports 2013
VISIONBANK OF IOWA — 2013
What VISIONBANK OF IOWA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 399,292,000 | 384,081,000 | 378,457,000 | 405,089,000 |
| Total loans | 307,631,000 | 314,313,000 | 316,938,000 | 316,334,000 |
| Allowance for loan losses | 6,681,000 | 6,657,000 | 6,611,000 | 6,621,000 |
| Securities available for sale | 35,158,000 | 32,744,000 | 31,079,000 | 27,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,012,000 | 318,316,000 | 299,076,000 | 330,135,000 |
| Interest-bearing deposits | 263,455,000 | 242,874,000 | 230,398,000 | 236,472,000 |
| Noninterest-bearing deposits | 67,557,000 | 75,442,000 | 68,678,000 | 93,663,000 |
| Equity capital | 43,984,000 | 41,560,000 | 42,959,000 | 42,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,186,000 | 8,296,000 | 12,346,000 | 16,277,000 |
| Interest expense | 582,000 | 1,146,000 | 1,675,000 | 2,189,000 |
| Net interest income | 3,604,000 | 7,150,000 | 10,671,000 | 14,088,000 |
| Noninterest income | 605,000 | 697,000 | 1,023,000 | 1,656,000 |
| Noninterest expense | 2,993,000 | 6,383,000 | 9,128,000 | 11,976,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,216,000 | 1,471,000 | 2,588,000 | 3,802,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,216,000 | 1,471,000 | 2,588,000 | 3,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,709,000 | 41,530,000 | 42,646,000 | 42,601,000 |
| Total capital | 47,742,000 | 45,610,000 | 46,819,000 | 46,731,000 |
| Risk-weighted assets | 320,856,000 | 323,854,000 | 331,408,000 | 327,885,000 |