Call reports 2012
VISIONBANK OF IOWA — 2012
What VISIONBANK OF IOWA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 414,496,000 | 406,046,000 | 393,709,000 | 410,240,000 |
| Total loans | 288,496,000 | 292,207,000 | 292,883,000 | 314,477,000 |
| Allowance for loan losses | 6,801,000 | 6,913,000 | 6,659,000 | 6,670,000 |
| Securities available for sale | 51,157,000 | 46,359,000 | 42,669,000 | 38,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,678,000 | 342,594,000 | 334,580,000 | 348,506,000 |
| Interest-bearing deposits | 279,327,000 | 273,792,000 | 262,316,000 | 264,735,000 |
| Noninterest-bearing deposits | 67,351,000 | 68,802,000 | 72,264,000 | 83,771,000 |
| Equity capital | 40,606,000 | 41,437,000 | 42,494,000 | 42,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,560,000 | 8,934,000 | 13,254,000 | 17,598,000 |
| Interest expense | 937,000 | 1,789,000 | 2,542,000 | 3,180,000 |
| Net interest income | 3,623,000 | 7,145,000 | 10,712,000 | 14,418,000 |
| Noninterest income | 719,000 | 927,000 | 1,224,000 | 1,881,000 |
| Noninterest expense | 3,219,000 | 6,191,000 | 9,131,000 | 11,900,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 1,101,000 | 1,859,000 | 2,783,000 | 4,377,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,101,000 | 1,859,000 | 2,783,000 | 4,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,370,000 | 41,129,000 | 42,053,000 | 42,537,000 |
| Total capital | 44,376,000 | 45,144,000 | 46,024,000 | 46,704,000 |
| Risk-weighted assets | 317,667,000 | 318,316,000 | 315,009,000 | 330,852,000 |